The best way to hit our deadlines and close on time is to have a plan and work together. When you buy a home, many people are involved. There is a buyer’s agent, a seller’s agent, a loan officer, a processor, an underwriter, a closing agent, an appraiser, an inspector, a termite company….. The list goes on and on. This is very different than a refinance, therefore, we must stick to a plan and everyone must do their part. If we start strong, we usually finish strong. Most of our heavy lifting, if done right, happens during the pre-approval process. In some cases, an underwriter is needed to review files to determine the likelihood of approval. The worst thing for any purchase transaction is to have problems with your loan at the very end. Most of these challenges can be resolved by being extra thorough upfront. Our Mortgage Loan Advisors are trained to identify and avoid these needless pitfalls that threaten your next purchase.